Despite the negative publicity surrounding payday loan companies, OFT said in 2010 that these and identical highcost credit businesses -such as pawn brokers or home credit lenders -should not have their interest charges restricted. Payday lenders have usually been facing a cap on their cost loans, under newest government plans. Accordingly the interest thence builds up rapidly and may shortly swamp the original size loan. I know that the regulator, the fiscal Conduct Authority, will make recommendations on how this should work. Yes, that’s right! Government has proposed going further with a cap on payday… Read Article →
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